Blue Money Most well-liked® Card from American Categorical assessment (2023)

In short

The card_name is without doubt one of the extra rewarding cashback playing cards in the marketplace with its market-leading rebate at U.S supermarkets, market-leading rebate on spending with streaming providers, nice money again charges on choose journey spending, and nice money again at gasoline stations too.

For those who’re somebody on the lookout for a powerful money again card or in the event you’re simply somebody who prefers to earn assertion credit over miles and factors, that is in all probability the cardboard for you and now, for a restricted time, the cardboard is providing a $0 introductory charge for the primary 12 months ($95/12 months after that).


Right here’s what you must know in regards to the card_name:

Annual charge:

Value of licensed person playing cards:

Present welcome bonus:

Observe: The welcome bonus is simply accessible to candidates who haven’t held this card earlier than.

Earnings (phrases apply):

  • 6% money again at U.S. supermarkets on as much as $6,000 spending per 12 months*
  • 6% money again on choose U.S. streaming subscriptions
  • 3% money again on transit spending (e.g. taxis/Uber/Lyft, parking, tolls, trains, buses)
  • 3% money again at U.S. gasoline stations
  • 1% money again on all different eligible spending

*Any spending above $6,000 will earn 1% money again

Observe: Cashback is acquired within the type of Reward {Dollars} that may be redeemed as an announcement credit score.

Different key advantages (phrases apply and enrollment could also be required):

  • $10/month in assertion credit for spending made with Equinox (phrases apply).
  • $7/month in assertion credit for spending $12.99 or extra every month on an eligible Disney bundle (contains Disney+, Hulu & ESPN).
  • Secondary rental automotive cowl
  • Returns safety
  • Entry to Amex Affords

Why this can be a nice card

The card_name is a card that you simply maintain for the good cashback that it presents fairly than every other advantages that include it, and there’s no different card that provides extra cash again at US supermarkets or on spending with US streaming providers.

The welcome provide (phrases apply)

Earlier than I’m going on to level out simply how good a money again card the card_name is, it’s essential to think about simply how good the welcome provide is just too.


Due to the truth that most main supermarkets now promote much more than simply groceries, the welcome provide’s goal needs to be moderately straightforward to fulfill with out having to maneuver any spending away from the cardboard’s key bonus class.

6% US grocery store money again (phrases apply)

6% money again is a improbable saving to make on all US grocery store spending (on as much as $6,000 of spending per 12 months), and when you think about that almost all supermarkets promote present playing cards for a wide range of eateries, garments shops, residence enchancment shops, telephone/cable service suppliers, and department shops (all of which is able to qualify for the 6% money again), it rapidly turns into obvious that the card_name is a card that earns 6% money again on rather more than your weekly grocery invoice.

6% money again on U.S. streaming providers (phrases apply)

The 6% money again accessible on choose US streaming providers might be very interesting to those that spend quite a bit on providers like Netflix, HBO, Disney+, and Spotify…however the cashback will be earned on significantly extra providers than simply these. Right here’s the complete record:

  • Amazon Music Limitless
  • Apple Music
  • Apple TV+
  • Audible
  • DirecTV Stream (previously often called AT&T TV or AT&T TV NOW)
  • Disney+
  • ESPN+
  • Fubo TV
  • HBO
  • Hulu
  • iHeartRadio
  • Kindle Limitless
  • Luminary
  • MLB.TV
  • NBA League Cross
  • Netflix
  • NHL.TV
  • Pandora
  • Paramount+
  • Peacock
  • Prime Video
  • Showtime
  • Sling TV
  • SiriusXM Streaming and Satellite tv for pc
  • Spotify
  • Stitcher
  • TIDAL Music
  • YouTube Music Premium
  • YouTube Premium
  • YouTube TV

That leaves only a few main US streaming providers that the card_name doesn’t cowl. (Hyperlink to the newest record of streaming providers that earn 6% cashback)

Additionally, if you issue within the $7/month assertion credit score that’s accessible to cardholders who spend $12.99 or extra per 30 days on a Disney bundle, the card_name turns into probably the greatest (if not the finest) playing cards to make use of when paying for streaming providers (assuming you want/need an eligible Disney bundle).

3% gasoline station money again (phrases apply)

For most individuals, filling up their car with gasoline is without doubt one of the greater bills that they’ll pay utilizing a bank card, so the 3% money again that the card_name presents at US gasoline stations generally is a nice cash saver.

Importantly, the gasoline station class doesn’t have a spending cap hooked up to it so, if a cardholder hits the $6,000 spending restrict at US grocery shops, they’ll flip to the present playing cards accessible at most gasoline stations to make sure that they proceed to get a great charge of return on extra than simply gasoline.

3% money again on choose journey spending (phrases apply)

Holders of the card_name might not be capable to earn 3% money again on resorts, rental vehicles, or airfare, however the 3% money again accessible on the next can nonetheless be extremely helpful:

  • Trains
  • Taxicabs
  • Rideshare providers
  • Ferries
  • Tolls
  • Parking
  • Buses
  • Subways

When a cardholder isn’t incomes 3% money again on the gasoline they’re placing of their automotive, they’re incomes 3% money again on most different types of transport that they’re taking to get to their vacation spot. That’s superb information.

Backside line

For those who want to earn money again to miles and factors, the card_name is sort of definitely a card that you must have in your pockets. Truly, even in the event you love the miles and factors sport you must in all probability take into account it too, and as its annual charge is at present waived for the primary 12 months, you may attempt it out at no cost.

The cardboard presents nice charges of money again in a spread of classes by which lots of people spend a substantial quantity of their price range (gasoline, groceries & transit) so, used accurately, it may be a improbable cash saver.

On high of all of this, with cashback earned within the type of Blue Money Rewards {Dollars} which will be redeemed as assertion credit, there’s no want to fret about get the most effective use out of the earnings the cardboard presents – getting probably the most out of the cardboard couldn’t be easier and takes no effort or time in any respect.

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