Hyperlink: Apply now for the IHG One Rewards Premier Credit score Card
The IHG One Rewards Premier Credit score Card (evaluation) is phenomenal — it’s value getting for the superb welcome bonus, and it’s value retaining for the long-term perks. Not solely did the IHG Premier Card endure a refresh in 2022, however IHG’s total loyalty program additionally underwent a refresh, and the modifications are virtually completely excellent news.
On this submit, I wished to have a look at 9 causes to use for this $99 annual price IHG Premier Card. That is an particularly good time to use, on condition that the cardboard is at the moment providing an elevated bonus that’s expiring shortly. In no specific order…
Welcome bonus of 140K factors + as much as $100
For functions by means of Wednesday, September 27, 2023, the IHG Premier Card has a fantastic two-part welcome bonus. Particularly, you’ll be able to earn 140,000 IHG bonus factors after spending $3,000 inside the first three months. Moreover, you’ll be able to obtain as much as $100 in IHG assertion credit on purchases at IHG properties inside the first 12 months.
This is a superb bonus, and on prime of that, the cardboard has an inexpensive spending requirement that most individuals ought to have the ability to obtain. I worth IHG factors at 0.5 cents every, so to me, the 140,000 factors are value ~$700, and that doesn’t issue within the worth of as much as $100 in assertion credit.
Anniversary free night time certificates
Arguably the only greatest advantage of the IHG Premier Card, which greater than justifies the continued annual price, is the anniversary free night time certificates. This certificates may be redeemed at an IHG property retailing for as much as 40,000 factors per night time, which covers a overwhelming majority of IHG properties world wide.
With the latest modifications to the cardboard, you can even use factors to prime off a free night time certificates, with a view to redeem at a dearer property. For instance, you can ebook a resort costing 60,000 factors per night time by redeeming the free night time certificates plus 20,000 IHG factors.
I’ve gotten a number of worth with this free night time certificates. For instance, I’ve stayed on the InterContinental Phoenicia Beirut, InterContinental Johannesburg Airport, and Kimpton EPIC Miami utilizing free night time certificates, all with out having to prime off these awards. In every case, an evening would have in any other case price $250+.
Fourth night time free on award redemptions
The opposite greatest perk of the IHG Premier Card is that it provides a fourth night time free on award redemptions. For those who keep for 4 consecutive nights on an award redemption then you definately solely need to redeem factors for the primary three nights.
That is an superior perk, since it may be used an infinite variety of occasions (you’ll be able to even use it to ebook a number of rooms on the similar resort, and you’ll even use it at Six Senses properties). For those who normally redeem factors for stays in increments of 4 nights, that is like getting 25% off all of your redemptions. This can be a incredible perk.
IHG One Rewards Platinum standing
Only for having the IHG Premier Card, you get IHG One Rewards Platinum standing, which is legitimate for so long as you’ve the cardboard. IHG One Rewards Platinum standing consists of the next perks:
- Room upgrades, topic to availability (together with probably to suites)
- A 60% bonus on base factors
- Early check-in and late check-out, topic to availability
- A welcome amenity
- Entry to award night time gross sales all year long
- The flexibility to earn Milestone Rewards, which might get you membership lounge entry, confirmed suite upgrades, and extra
With the latest modifications to IHG’s loyalty program, standing is extra helpful than ever earlier than.
IHG One Rewards Diamond standing with spending
Whereas the IHG Premier Card provides Platinum standing for being a cardmember, you’ll be able to earn Diamond standing whenever you spend $40,000 on the cardboard in a calendar 12 months. That is IHG’s new prime tier elite standing, which incorporates legitimately helpful perks. Amongst different issues, Diamond members obtain a 100% factors bonus and free breakfast.
For those who keep at IHG properties with any frequency, it might be value going out of your approach to earn this standing.
As much as $50 in United TravelBank Money annually
As a brand new perk, the IHG Premier Card now provides as much as $50 in United TravelBank Money every calendar 12 months:
- Every calendar 12 months you’ll obtain one $25 United TravelBank Money deposit round January 1, and one other round July 1
- Deposits made between January 1 and June 30 expire on July 15, and deposits made between July 1 and December 31 expire on January 15
- You will need to full one-time registration to obtain this profit
For those who fly United with any frequency, then that is like $50 value of journey on United per 12 months.
World Entry, TSA PreCheck, or NEXUS credit score
For some, this will likely be helpful, and for others, it gained’t provide a lot worth. The IHG Premier Card provides an announcement credit score of as much as $100 whenever you use your card for a World Entry, TSA PreCheck, or NEXUS enrollment price, as much as as soon as each 4 years.
This can be a good perk that might simply get you extra worth than the annual price.
Useful rewards for spending
Whereas the IHG Premier Card has lengthy had robust perks for being a cardmember, the worth proposition of spending cash on the cardboard has improved significantly:
- The IHG Premier Card provides 10x factors on IHG spending, 5x factors on journey, gasoline stations, and eating, and 3x factors on different purchases
- The IHG Premier Card provides a $100 assertion credit score plus 10,000 bonus factors when you spend $20,000 on the cardboard in a calendar 12 months, plus make one extra buy
- As talked about above, the IHG Premier Card provides Diamond standing when you spend $40,000 on the cardboard in a calendar 12 months
Prior to now the cardboard was exceptionally unrewarding for spending, whereas I’d say for some folks there might now be worth in spending on the cardboard.
Anecdotally simple approval
Traditionally Chase is without doubt one of the harder issuers with which to get a card accredited. The IHG Premier Card has all the usual Chase approval restrictions, and this card is subjected to the 5/24 rule.
Nevertheless, anecdotally many report that the IHG Premier Card is simpler to get accredited for, and that additionally matches my expertise, as I obtained immediately accredited after I utilized (and I don’t bear in mind the final time previous to that the place I used to be immediately accredited for a Chase card).
It’s my understanding that Chase has completely different approval necessities for some co-brand playing cards, relying on the shopper base the cardboard is focusing on, and it certain looks as if the IHG Card is among the many best of the journey rewards playing cards to get accredited for.
Assuming you’ve in any other case struggled to be accredited for Chase playing cards (whereas nonetheless being underneath 5/24, and so forth.), then this might be card to contemplate.
Searching for a enterprise bank card?
If this card sounds intriguing however you’re as an alternative enthusiastic about a enterprise card, there’s excellent news — the IHG One Rewards Premier Enterprise Credit score Card (evaluation) was launched in 2022. The cardboard has a wonderful welcome bonus, and really comparable perks to the private model of the cardboard.
Better of all, you’re eligible for each of those playing cards, so you can choose up each the private and enterprise model of the cardboard to essentially maximize your perks.
The IHG Premier Card is a helpful resort bank card that almost everybody who’s eligible ought to have, even when they’re not in any other case IHG loyalists. Personally, I’d get the cardboard for the anniversary free night time certificates alone, although there are probably helpful advantages past that, together with the fourth night time free on award redemptions, IHG Platinum standing, $50 in United TravelBank Money, and so forth. That is an particularly good time to use, given the most important factors bonus ever.
For those who’re in search of a enterprise card as an alternative, take into account the IHG Premier Enterprise Card, which has equally good perks.
You probably have the IHG Premier Card, what has your expertise been like?