The perfect time to use for these standard Citi bank cards primarily based on supply historical past

If you happen to’re contemplating making use of for a bank card, you are in all probability questioning whether or not the present sign-up bonus is price it.

Welcome provides can change incessantly, and it may be onerous to know whether or not the present supply on a card offers the worth you are on the lookout for. There is no simple reply to exactly when is one of the best time to use for a card, but it surely does assist to know what a card has supplied up to now when evaluating the present supply.

We have rounded up the supply historical past on the preferred playing cards from Citi that will help you discover one of the best time to use for every card.

Finest Citi bank card sign-up bonuses

Card Finest welcome supply we have seen When to use
Citi Premier® Card Earn 80,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. When the bonus supply is 80,000 factors or increased
Citi Customized Money® Card Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. When the bonus supply is $200 money again or increased
Citi Double Money® Card Earn $200 money again after spending $1,500 on purchases within the first six months. If there may be any cash-back welcome supply
Citi Rewards+® Card Earn 25,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening. Plus, earn 5 factors per greenback spent on accommodations, automobile leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by June 30, 2024. When the bonus supply is 20,000 factors or increased
Citi® /  AAdvantage® Platinum Choose® World Elite Mastercard® Earn 75,000 bonus miles after spending $3,500 inside the first 4 months of account opening. When the bonus supply is increased than 50,000 miles
Citi® / AAdvantage® Government World Elite Mastercard® Earn 100,000 miles after you spend $10,000 on purchases within the first three months of account opening. When the bonus supply is increased than 80,000 miles
CitiBusiness® / AAdvantage® Platinum Choose® Mastercard® Earn 80,000 bonus miles after spending $5,500 inside the first three months of account opening. When the bonus supply is increased than 50,000 miles

The data for the CitiBusiness AAdvantage Platinum Choose Mastercard , and the Citi Benefit Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Citi Premier® Card

The Citi Premier card earns 3 factors per greenback on gasoline purchases, eating, groceries, and air and resort journey. With its simplified mannequin and array of airline switch companions, the Citi Premier makes incomes factors for journey hassle-free.

THE POINTS GUY
Approximate date Supply Worth*
June 2023 to now Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,080
April to June 2023 Earn 75,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,350
January to April 2023 Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,080
July 2022 to January 2023 Earn 80,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,440
December 2021 to July 2022 Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,080
October to December 2021 Earn 80,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,440
March to October 2021 Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. $1,080

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

When to use for this card: When the bonus supply is 80,000 factors or increased.


Be taught extra: Citi Premier bank card


Citi Customized Money® Card

With the Citi Customized Money, you will earn 5% money again on purchases in your prime eligible spending class every billing cycle, as much as the primary $500 spent, and 1% money again after that. You will additionally earn limitless 1% money again on all different purchases. This card launched in mid-2021.

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THE POINTS GUY
Approximate date Supply Worth*
June 2021 to now Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. $200

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

When to use for this card: When the bonus supply is $200 money again or increased.


Be taught extra: Citi Customized Money bank card


Citi Double Money® Card

The Citi Double Money Card takes the entire stress and complication out of bank card rewards with a easy (but profitable) 2% on each buy with limitless 1% money again if you purchase, plus an extra 1% as you pay for these purchases and easy cash-back redemption choices.

THE POINTS GUY
Approximate date Supply Worth*
November 2023 to now Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. $200
November 2022 to November 2023 No welcome supply N/A
August to November 2022 Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. $200
2014 to August 2022 No welcome supply N/A

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

When to use for this card: When there may be any cash-back welcome supply.


Be taught extra: Citi Double Money Card


Citi Rewards+® Card

Each buy on the Citi Rewards+ Card rounds as much as the closest 10 factors. Even a $2 espresso will earn 10 factors, which might actually stack up over time.

THE POINTS GUY
Approximate date Supply Worth*
July 2023 to now Earn 20,000 bonus factors after spending $1,500 within the first three months of account opening. $360
April to July 2023  Earn 25,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening. Plus, earn 5 factors per greenback spent on accommodations, automobile leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by June 30, 2024. $250+
October 2022 to April 2023 Earn 20,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening. $200
April to September 2022 Earn 20,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening, plus 5 factors per greenback on a bonus class (journey or eating places) for $6,000 of spending within the first yr. $200+
July 2021 to April 2022 Earn 20,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening. $200
Might to July 2021 Earn 15,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening. $150

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

When to use for this card: When the bonus supply is 20,000 factors or increased.


Be taught extra: Citi Rewards+ bank card


Citi® /  AAdvantage® Platinum Choose® World Elite Mastercard®

The Citi AAdvantage Platinum Choose’s perks embrace entry to most popular boarding, no overseas transaction charges and a free checked bag on home flights, making it a wonderful selection for anybody who flies American Airways commonly.

THE POINTS GUY
Approximate date Supply Worth*
Might 2023 to now Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. $750
April to Might 2023 Earn 75,000 bonus miles after spending $3,500 on purchases within the first 4 months of account opening. $1,328
July 2022 to April 2023 Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. $885
June to July 2022 Earn 75,000 bonus miles after spending $3,500 inside the first 4 months of account opening. $1,328
June 2019 to June 2022.  Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. $885
April to June 2019.  Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. $1,062
March to April 2019 Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. $885
November 2018 to March 2019 Earn as much as 50,000 bonus miles: Earn 40,000 miles after spending $2,000 within the first three months and an additional 10,000 miles after spending a complete of $6,000 within the first 12 months. $885
Might to November 2018 Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. $1,062
February to Might 2018 Earn 30,000 bonus miles after spending $1,000 inside the first three months of account opening. $531
November 2017 to February 2018 Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. $1,062

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

The data for the Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

When to use for this card: When the bonus supply is increased than 50,000 miles.


Be taught extra: Citi AAdvantage Platinum Choose bank card


Citi® / AAdvantage® Government World Elite Mastercard®

The Citi AAdvantage Government World Elite Mastercard is the elite card within the AAdvantage lineup. Lately, the cardboard elevated its perks in addition to its annual charge. Cardholders take pleasure in a complimentary American Airways Admirals Membership membership, a price that alone greater than makes up for the cardboard’s $595 annual charge, in addition to the addition of as much as $360 in annual assertion credit for Lyft, Grubhub and eligible automobile rental purchases.

THE POINTS GUY
Approximate date Supply Worth*
Sept. 2023 to now Earn 70,000 miles after spending $7,000 within the first three months of account opening. $1,050
July to Sept. 2023 Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening. $1,770
December 2022 to July 2023 Earn 50,000 bonus miles after spending $5,000 inside the first three months of account opening. $885
October to December 2022 Earn 80,000 bonus miles after spending $5,500 inside the first three months of account opening. $1,416
October 2021 to October 2022 Earn 50,000 bonus miles after spending $5,000 inside the first three months of account opening. $885
August to October 2021 Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 inside the first three months of account opening. $885
July 2019 to August 2021 Earn 50,000 bonus miles after spending $5,000 inside the first three months of account opening. $885

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

When to use for this card: When the bonus supply is increased than 80,000 miles.


Be taught extra: Citi AAdvantage Government World Elite Mastercard


CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®

The CitiBusiness / AAdvantage Platinum Choose Mastercard is superb for companies with workers who incessantly fly American Airways. Its perks embrace a free checked bag on home flights, most popular boarding and the potential to earn a companion certificates.

THE POINTS GUY
Approximate date Supply Worth*
August 2020 to now Earn 65,000 bonus miles after spending $4,000 inside the first 4 months of account opening. $975
Might to August 2020 Earn 70,000 bonus miles after spending $4,000 inside the first 4 months of account opening. $1,239
March to Might 2020 Earn 65,000 bonus miles after spending $4,000 inside the first 4 months of account opening. $1,151
October 2019 to March 2020 Earn 70,000 bonus miles after spending $4,000 inside the first 4 months of account opening. $1,239
July to October 2019 Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. $1,062
April to July 2019 Earn 70,000 bonus miles after spending $4,000 inside the first 4 months of account opening. $1,239

*Bonus supply worth relies on TPG’s valuations and never offered by the bank card issuer.

When to use for this card: When the bonus supply is increased than 50,000 miles.


Be taught extra: Citi/Enterprise AAdvantage Platinum Choose bank card


Backside line

Whenever you’re contemplating making use of for a Citi card — or any card — you will need to decide whether or not its sign-up bonus offers substantial worth.

Use our different supply historical past guides as a reference level as you consider the professionals and cons of signing up for playing cards from the key issuers:

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