$200 bonus + 2% Again on All Purchases

Overview

If you’re searching for a bank card with simple money rewards, Citi Double Money^® Card, issued by our associate Citibank, is a bank card that provides you $200 bonus money again and basically 2% money again on every part. It’s a Mastercard that permits you to earn limitless 1% money again once you purchase, plus an extra 1% as you pay for these purchases. It has no annual charge and affords 0% intro APR on stability transfers for 18 months.

• Earn $200 money again after you spend $1,500 on purchases within the first 6 months of account opening. This bonus supply might be fulfilled as 20,000 ThankYou^® Factors, which will be redeemed for $200 money again.
• Earn 2% on each buy with limitless 1% money again once you purchase, plus an extra 1% as you pay for these purchases. To earn money again, pay at the least the minimal due on time. Plus, for a restricted time, earn 5% complete money again on resort, automotive leases and points of interest booked on the Citi Journey^℠ portal via 12/31/24.
• Stability Switch Solely Provide: 0% intro APR on Stability Transfers for 18 months. After that, the variable APR might be 19.24% – 29.24%, based mostly in your creditworthiness.
• Stability Transfers don’t earn money again. Intro APR doesn’t apply to purchases.
• If you happen to switch a stability, curiosity might be charged in your purchases until you pay your total stability (together with stability transfers) by the due date every month.
• There’s an intro stability switch charge of three% of every switch (minimal $5) accomplished inside the first 4 months of account opening. After that, your charge might be 5% of every switch (minimal $5).

Intro APR

0% on Stability Transfers

Intro APR Interval

18 months

Annual Charge (charges & charges)

$0

Credit score Wanted

Glorious, Good, Truthful

Card Advantages

$200 Money Again Bonus

Cardholders of Citi Double Money Card can earn $200 money rewards bonus after spending $1,500 on purchases within the first 6 months. Incomes the $200 money rewards bonus is like getting a 13% low cost in your first $1,500 in purchases. It’s a simple method to put extra cash again in your pocket.

Methods to Earn Money Rewards on Purchases

You’ll earn a complete of two% money again on all purchases by incomes 1% money again twice, as soon as on the time of creating purchases and the opposite once you repay the stability. There is no such thing as a cap on the money again you possibly can earn. Your money rewards don’t expire so long as your account is open.

For instance, in case you spend $30,000 on the cardboard in a 12 months, you’ll obtain $600 money again rewards. You need to use our money rewards calculator to learn how a lot money again rewards chances are you’ll obtain.

Charges and 0% Intro APR

This bank card has no annual charge. You’ll be able to hold the cardboard with out having to pay a charge. It additionally helps you to get pleasure from 0% introductory APR on stability transfers. You need to use it to switch your present credit-card stability to pay no curiosity for an prolonged interval of 18 months to save cash on the curiosity value. After the intro interval ends, the go-to price of 19.24% – 29.24% (variable) applies.

Required Credit score Score

The Citi Double Money Card is for individuals with glorious, good, or truthful credit score profile.

Is that this the precise card for you?

If you’re seeking to earn easy and easy money again with out paying an annual charge, the Citi Double Money Card is a no brainer alternative. It gives you with $200 money bonus after certified spending and a pair of% money again on all purchases. As well as, it affords 0% intro APR on stability transfers for a protracted interval of 18 months, which might help you cut back your present bank card debt.

Comparable Rewards Credit score Playing cards

If you’re within the Citi Double Money Card, you may additionally take into account a couple of different bank cards with comparable advantages.

Citi Credit score Playing cards

Credit score Card		Bonus and Rewards	Annual Charge
	Citi Premier® Card	60,000 bonus ThankYou Factors after you spend $4,000 in purchases inside the first 3 months of account opening. Plus, for a restricted time, earn a complete of 10 ThankYou Factors per $1 spent on resort, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey portal via June 30, 2024. 60,000 ThankYou Factors are redeemable for $600 in reward playing cards or journey rewards at thankyou.com 3 Factors per $1 spent at Gasoline Stations, Air Journey and Different Resorts 3 Factors per $1 spent at Eating places and Supermarkets 1 Level per $1 spent on all different purchases	$95
	Citi Customized Money® Card	$200 money again after you spend $1,500 on purchases within the first 6 months of account opening. This bonus supply might be fulfilled as 20,000 ThankYou Factors, which will be redeemed for $200 money again. No rotating bonus classes to enroll in – as your spending adjustments every billing cycle, your earn adjusts robotically once you spend in any of the eligible classes. 5% money again on purchases in your prime eligible spend class every billing cycle, as much as the primary $500 spent, 1% money again thereafter. Additionally, earn limitless 1% money again on all different purchases.	$0
	Citi Rewards+® Card	20,000 bonus factors after you spend $1,500 in purchases together with your card inside 3 months of account opening; redeemable for $200 in reward playing cards at thankyou.com 2X ThankYou Factors at Supermarkets and Gasoline Stations for the primary $6,000 per 12 months after which 1X Factors thereafter. Plus, earn 1X ThankYou Factors on All Different Purchases.	$0

Wells Fargo Credit score Playing cards

Credit score Card		Bonus and Rewards	Annual Charge
	Wells Fargo Autograph℠ Card	Restricted time supply: Earn 30,000 bonus factors once you spend $1,500 in purchases within the first 3 months – that is a $300 money redemption worth. Limitless 3X factors on the issues that basically add up – like eating places, journey, gasoline stations, transit, widespread streaming providers, and cellphone plans. Plus, earn 1X factors on different purchases.	$0 charges & charges
	Wells Fargo Lively Money® Card	$200 money rewards bonus after spending $500 in purchases within the first 3 months. Limitless 2% money rewards on purchases.	$0 charges & charges

Financial institution of America Credit score Playing cards

Credit score Card		Bonus and Rewards	Annual Charge
	Financial institution of America® Personalized Money Rewards bank card	$200 on-line money rewards bonus after you make at the least $1,000 in purchases within the first 90 days of account opening. 3% money again within the class of your alternative – now with expanded classes, computerized 2% at grocery shops and wholesale golf equipment (as much as $2,500 in mixed alternative class/grocery retailer/wholesale membership quarterly purchases) and limitless 1% on all different purchases. Newly expanded classes based mostly on Financial institution of America buyer suggestions! 3% money again on Gasoline (to now embrace Electrical Car Charging (EVC) Stations) and On-line Procuring (to now embrace Cable, Streaming, Web and Cellphone Companies). If you happen to’re a Most well-liked Rewards member, you possibly can earn 25%-75% extra cash again on each buy. Which means you could possibly earn 3.75%-5.25% money again on purchases in your alternative class.	$0
	Financial institution of America® Limitless Money Rewards bank card	$200 on-line money rewards bonus after you make at the least $1,000 in purchases within the first 90 days of account opening. Limitless 1.5% money again on all purchases. If you happen to’re a Most well-liked Rewards member, you possibly can earn 25%-75% extra cash again on each buy. Which means you could possibly earn 1.87%-2.62% money again on each buy with Most well-liked Rewards.	$0
	Financial institution of America® Journey Rewards bank card	25,000 on-line bonus factors after you make at the least $1,000 in purchases within the first 90 days of account opening – that may be a $250 assertion credit score towards journey purchases. Limitless 1.5 factors per $1 spent on all purchases, with no annual charge and no international transaction charges and your factors do not expire. If you happen to’re a Most well-liked Rewards member, you possibly can earn 25%-75% extra factors on each buy. Which means as an alternative of incomes a vast 1.5 factors for each $1, you could possibly earn 1.87-2.62 factors for each $1 you spend on purchases.	$0

Chase Credit score Playing cards

Credit score Card		Bonus and Rewards	Annual Charge
	Chase Freedom Limitless®	Limitless 1.5% money again is just the start of what you possibly can earn. You may get pleasure from 3% money again on drugstore purchases and eating at eating places, together with takeout and eligible supply providers, 5% money again on journey bought via Chase Final Rewards, our premier rewards program that permits you to redeem rewards for money again, journey, reward playing cards and extra; and 1.5% money again on all different purchases.	$0
	Chase Sapphire Most well-liked® Card	60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $750 once you redeem via Chase Final Rewards. Get 25% extra worth once you redeem for airfare, inns, automotive leases and cruises via Chase Final Rewards. For instance, 60,000 factors are value $750 towards journey. Get pleasure from advantages reminiscent of 5x on journey bought via Chase Final Rewards, 3x on eating, and 2x on all different journey purchases, and $50 annual Final Rewards Lodge Credit score, plus extra.	$95

American Categorical Credit score Playing cards

Credit score Card		Bonus and Rewards	Annual Charge
	Blue Money On a regular basis® Card from American Categorical	$200 assertion credit score after you spend $2,000 in purchases in your new Card inside the first 6 months. 3% Money Again at U.S. supermarkets on as much as $6,000 per 12 months in purchases, then 1%. 3% Money Again on U.S. on-line retail purchases, on as much as $6,000 per 12 months then 1%. 3% Money Again at U.S. gasoline stations, on as much as $6,000 per 12 months, then 1%.	$0 (charges)
	The American Categorical Blue Enterprise Money™ Card	$250 assertion credit score after you make $3,000 in purchases in your Card in your first 3 months. 2% money again on all eligible purchases on as much as $50,000 per calendar 12 months, then 1%. Money again earned is robotically credited to your assertion.	$0 (charges)

USAA Credit score Playing cards