World of Hyatt Credit score Card overview: 1 of probably the most worthwhile lodge playing cards

World of Hyatt Credit score Card overview

With a rewarding loyalty program and beneficiant card advantages, the World of Hyatt Credit score Card is without doubt one of the prime lodge playing cards available on the market. Cardholders earn 4 factors per greenback on all Hyatt spending, and you will get a Class 1-4 free-night award every year you retain the cardboard and one other whenever you spend $15,000 in a calendar yr. Hyatt factors are probably the most worthwhile lodge factors, and free nights begin at solely 5,000 factors. Card Ranking*: ⭐⭐⭐⭐½

*Card Ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Due to its strong redemption potentialities and elite advantages, World of Hyatt is one in every of our favourite loyalty applications right here at TPG.

The World of Hyatt Credit score Card would not have the heavy-hitting advantages you may discover with extra premium lodge playing cards, however its perks are worthwhile sufficient to simply justify the modest $95 annual payment.

The really useful credit score rating for this card is above 670.

However does it deserve a spot in your pockets? Let’s dive into the main points under.

World of Hyatt Credit score Card welcome supply

The World of Hyatt card at the moment provides an elevated, two-tiered sign-up bonus value as much as 65,000 factors. TPG values Hyatt factors at 1.7 cents every, so the complete 65,000-point sign-up bonus might be value as much as $1,105 for those who can earn each tiers.

First, you may get 35,000 bonus factors after spending $3,000 on purchases inside the first three months from account opening.


Nonetheless, even for those who “solely” rely the bonus as 50,000 factors, that is sufficient for ten commonplace nights at a Class 1 lodge or an excellent begin towards a few nights at one of many many higher-end World of Hyatt properties worldwide.

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Moreover, for stays by means of March 3, World of Hyatt Credit score cardmembers can obtain 5,000 further factors per three-night keep at Hyatt’s Inclusive Assortment manufacturers, together with Hyatt Ziva, Secrets and techniques Resorts & Spas, Breathless Resorts & Spas and extra.

As all the time, notice the restrictions: you will not be eligible to earn these bonus factors for those who’ve earned a sign-up bonus on a Hyatt card inside the previous 24 months. And since this can be a Chase card, it is topic to the notorious 5/24 rule. You will need to make sure you’re eligible for the cardboard and its bonus earlier than making use of.

Associated: The right way to maximize World of Hyatt redemptions

World of Hyatt Credit score Card Advantages

The World of Hyatt Credit score Card comes with some notable perks:

Annual free evening certificates

The perfect ongoing profit from the World of Hyatt card is the annual free-night certificates at a Class 1-4 Hyatt property, which you may obtain each account anniversary. You will additionally get a second free evening after spending $15,000 in a calendar yr.

You will get some unimaginable worth from this certificates each domestically and overseas. Here is what TPG director of content material, Nick Ewen, has to say about this perk:

I really like incomes Class 1-4 certificates on my World of Hyatt bank card. There are such a lot of nice choices at this award stage, as I’ve used it to remain on the Hyatt Centric Fort Lauderdale, Andaz Savannah and even the Grand Hyatt Tampa Bay after a Taylor Swift live performance — when charges had been going for greater than $900 per evening! However my most frequent spot to make use of these certificates is the Hyatt Regency Orlando Airport. When I’ve an early-morning flight (or late-night arrival) with my household, it is so nice to have a spot to remain proper within the terminal.

No matter your vacation spot, you may simply get sufficient worth out of your free evening certificates alone to justify the $95 annual payment.

Associated: The perfect Hyatt Class 4 lodges

Elite standing

You will get computerized Discoverist standing just by having the cardboard, which incorporates advantages akin to late checkout, most well-liked rooms and a ten% factors bonus on eligible purchases. The late checkout perk is invaluable to me, particularly when I’ve a late night flight and need to clean up beforehand.


Journey protections

Chase points the World of Hyatt card, so you may obtain lots of the journey protections we have come to count on from Chase bank cards, together with:

  • Baggage delay insurance coverage: Reimburses you for important purchases like toiletries and clothes for bags delays over six hours by passenger provider as much as $100 a day for 5 days.
  • Misplaced baggage reimbursement: For those who or a right away member of the family verify or carry-on baggage broken or misplaced by the provider, you are coated as much as $3,000 per passenger.
  • Journey interruption and journey cancellation insurance coverage: In case your journey is canceled or lower brief by illness, extreme climate and different coated conditions, you could be reimbursed as much as $5,000 per particular person and $10,000 per journey on your pre-paid, nonrefundable journey bills, together with passenger fares, excursions and lodges.
  • Auto rental collision injury waiver: Protection is supplied for theft and collision injury for many automobiles within the U.S. and overseas. Within the U.S., protection is secondary to your private insurance coverage.

Once more, this advantages record is not as intensive as on another extra premium lodge playing cards, but it surely provides worth properly past the cardboard’s $95 annual payment.

Associated: Is the World of Hyatt Credit score Card definitely worth the annual payment?

Incomes factors on the World of Hyatt Credit score Card

Cardholders will earn 4 factors per greenback on purchases in any respect Hyatt properties, 2 factors per greenback at eating places and on direct airfare, native transit and commuting (together with ride-hailing providers) and gymnasium membership purchases, and 1 level per greenback on all different purchases.


Nonetheless, you may be higher off utilizing the Chase Sapphire Most well-liked Card or Chase Sapphire Reserve on your eating and normal journey purchases. You will earn extra bonus factors to switch to Hyatt or any of Chase’s different 13 airline and lodge companions.

Associated: Finest bank cards for normal journey purchases

Redeeming factors on the World of Hyatt Credit score Card

By far, the most effective use of Hyatt factors is for award nights. Redemptions for traditional rooms begin at 3,500 factors for an off-peak evening at a Class 1 property and go as excessive as 45,000 factors for peak dates at a Class 8 property.

TPG bank cards author, Chris Nelson, was capable of get excellent worth by redeeming 3 nights throughout peak season over a busy summer season weekend on the Story Lodge Riddargatan in Stockholm for simply 12,000 factors.


Moreover, you may improve paid stays with factors. Redeeming factors at no cost nights tends to be a greater deal, however upgrading paid stays could be value it and will not bankrupt your level reserves.

You can even switch factors to a number of airline companions, however the switch ratio is 2.5:1, which is lower than best. Hyatt additionally lets you redeem factors for eating, spa visits, Lindblad Expeditions and different experiences, however you are virtually all the time higher off utilizing factors for lodge rooms.

Associated: The right way to redeem factors with the World of Hyatt program

Which playing cards compete with the World of Hyatt Credit score Card?

For those who don’t remain at Hyatt properties sufficient to get good worth from the World of Hyatt Credit score Card, one in every of these may be a greater match:

For added choices, please see our record of finest lodge rewards bank cards and finest journey bank cards.

Associated: Finest bank cards for Hyatt stays

Backside line

The World of Hyatt Card is a must have for Hyatt loyalists as it is the lodge chain’s solely private cobranded bank card at the moment accepting sign-ups and the one card that helps you earn elite standing inside the World of Hyatt program.

You are prone to get greater than sufficient worth from the cardboard to make the $95 annual payment value paying. And because the card is a Visa with no overseas transaction charges, you will not have any drawback utilizing it around the globe.

Nonetheless, for those who keep extra incessantly at properties inside one other lodge model or need extra versatile rewards, you may possible need to go along with a unique card.

Official utility hyperlink: World of Hyatt Credit score Card

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