Playing cards at the moment providing sign-up bonuses of 100,000 factors or extra

Bank card welcome presents are the quickest approach to enhance your factors and miles stash. There’s nothing fairly like the fun of seeing an enormous bonus submit to your loyalty account. From there, you can begin dreaming about utilizing your journey rewards to discover the world.

A few of the finest journey rewards playing cards in the marketplace are providing bonuses of at the least 100,000 factors or miles — in some instances, much more.

Past the introductory bonus, although, now could be a nice time so as to add considered one of these playing cards to your pockets to benefit from the dear, ongoing perks they provide. Let us take a look at the playing cards, the worth of their sign-up bonuses after which what they provide past this.

Methodology

All playing cards listed beneath have welcome presents of 100,000 factors or extra. Nonetheless, not all factors are value the identical quantity. That is why TPG has designated valuations, up to date month-to-month, for every loyalty forex. As an example, a Marriott Bonvoy level does not have the identical worth as a Hilton Honors level.

Due to this fact, the “complete bonus worth” is the bonus factors multiplied by our present TPG valuation of what the forex is value to us. Moreover, any welcome supply/sign-up bonus assertion credit are additionally included inside this bonus worth column.

With all that in thoughts, here is a rundown of each supply value 100,000 factors or extra — together with our tackle which of them ought to high your record and why.

Playing cards providing welcome bonuses of 100,000 factors or extra

These are sorted by the full worth of the welcome supply, based on TPG’s newest valuations.

Card Annual charge Welcome supply Welcome supply worth*
Capital One Enterprise X Enterprise Card $395 (see charges and costs) Earn 150,000 bonus miles after spending $30,000 within the first three months from account opening $2,775
The Enterprise Platinum Card® from American Specific $695 (see charges and costs) Earn 120,000 Membership Rewards® factors after you spend $15,000 on eligible purchases inside the first three months of card membership. $2,400
Ink Enterprise Most popular Credit score Card $95 Earn 100,000 bonus factors after you spend $8,000 on purchases within the first three months of account opening $2,050
Marriott Bonvoy Sensible® American Specific® Credit score Card $650 (see charges and costs) Earn two free evening awards (value as much as 85,000 factors every) after spending $6,000 within the first six months of card membership. Provide ends Nov. 1 $1,428

 

Marriott Bonvoy Boundless Credit score Card $95 Earn three free evening awards (value as much as 50,000 factors every) after spending $3,000 within the first three months from account opening $1,260
Hilton Honors American Specific Aspire Card $550 (see charges and costs) Earn 180,000 factors after spending $6,000 on purchases within the first six months of account opening. Provide ends Jan. 17 $1,080
Marriott Bonvoy Bevy™ American Specific® Credit score Card $250 (see charges and costs) Earn 125,000 Marriott Bonvoy factors after spending $5,000 within the first six months of card membership. Provide ends Nov. 1 $1,050
Marriott Bonvoy Enterprise® American Specific® Card
$125 (see charges and costs) Earn 125,000 Marriott Bonvoy factors after spending $8,000 within the first six months of card membership. Provide ends Nov. 1 $1,050
Hilton Honors American Specific Surpass® Card $150 (see charges and costs) Earn 170,000 bonus factors after spending $3,000 within the first six months of card membership. Provide ends Jan. 17 $1,020
The Hilton Honors American Specific Enterprise Card $95 (see charges and costs) Earn 130,000 bonus factors after you spend $3,000 in purchases within the first three months of card membership $780
IHG One Rewards Premier Credit score Card $99 Earn 140,000 bonus factors after spending $3,000 within the first three months of account opening $700
IHG One  Rewards Premier Enterprise Credit score Card $99 Earn 140,000 bonus factors after spending $3,000 within the first three months from account opening $700
Hilton Honors American Specific Card  $0 (see charges and costs) Earn 100,000 bonus factors after spending $2,000 inside the first six months of card membership. Provide ends Jan. 17 $600

* Bonus worth is an estimated worth calculated by TPG and never the cardboard issuer.

The knowledge for the Hilton Aspire Amex card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

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Capital One Enterprise X Enterprise

THE POINTS GUY

The Captial One Enterprise X Enterprise is the latest premium bank card on the block, and it made a giant splash with a super-valuable welcome supply of 150,000 bonus miles, which TPG values at $2,775.

This bonus does include a considerable spending requirement, although. Cardholders should spend $30,000 within the first three months of account opening to earn it. Whereas that is steep for some, many enterprise house owners could have no drawback spending this on their enterprise card.

Along with the welcome bonus, the Enterprise X Enterprise is much like the Enterprise X in that it presents beneficial advantages for a comparatively low $395 annual charge (see charges and costs). Chief amongst these advantages are a $300 credit score yearly for journey booked via Capital One Journey and complimentary entry to Capital One Lounges, Precedence Cross lounges and Plaza Premium lounges for themselves and as much as two friends. Plus, it earns at the least 2 miles per greenback on all purchases.

For extra data, take a look at our full evaluate of the Enterprise X Enterprise.


Official software hyperlink: Capital One Enterprise X Enterprise with 150,000 Capital One miles after you spend $30,000 within the first three months of account opening


The Enterprise Platinum Card® from American Specific

RYAN PATTERSON/THE POINTS GUY

This card has greater than $1,000 in new assertion credit yearly, and the cardboard is a straightforward determination for a lot of companies:

  • As much as $200 extra in Dell assertion credit for U.S. purchases per calendar 12 months (now as much as $400 complete, as much as $200 semi-annually)
  • As much as $360 in annual assertion credit score on Certainly hiring and recruiting services and products (as much as $90 per quarter)
  • As much as $150 in annual assertion credit score on choose purchases from Adobe (e.g., Adobe Artistic Cloud, Acrobat Professional DC, and so on.)
  • As much as $120 in annual assertion credit for purchases made instantly from U.S. wi-fi phone suppliers (most of $10 per thirty days)
  • Annual as much as $189 assertion credit score for a Clear Plus membership

Enrollment is required for some advantages; phrases apply.

Moreover, the cardboard earns factors on the following charges:

  • 5 factors per greenback while you buy airfare and pay as you go lodge rooms with American Specific Journey (together with Amex High quality Inns + Resorts)
  • 1.5 factors per greenback on as much as $2 million in eligible purchases within the U.S. per calendar 12 months at electronics items retailers, software program and cloud service suppliers, development materials and {hardware} suppliers, and delivery suppliers; and all purchases of $5,000 or extra
  • 1 level per greenback on all different eligible purchases

The cardboard additionally presents buying and journey protections.

Between a excessive minimal spending requirement and several other business-focused perks, this card will not swimsuit each small enterprise, however it must be nice for some.

Learn our full Amex Enterprise Platinum evaluate.


Official software hyperlink: The Enterprise Platinum Card from American Specific with 120,000 Membership Rewards factors after you spend $15,000 on eligible purchases inside the first three months of card membership.


Ink Enterprise Most popular Credit score Card

THE POINTS GUY

TPG values Chase factors at 2.05 cents every, making the 100,000-point bonus alone value $2,050 while you benefit from Chase’s wonderful assortment of airline and lodge switch companions.

In fact, you may also redeem factors via the Chase journey portal for 1.25 cents every, which supplies you a minimal bonus worth of $1,250. That is not even together with the factors you may rack up by hitting the spending requirement. Relying on which classes you spend in, you can earn anyplace from 15,000 to 45,000 further factors, supplying you with $300 to $900 extra in worth.

On an ongoing foundation, the cardboard earns:

  • 3 factors per greenback on journey; delivery purchases; web, cable and telephone providers; and promoting on social media websites and engines like google (on the primary $150,000 spent in mixed bonus class spending every cardmember 12 months, then 1 level per greenback)
  • 1 level per greenback on different purchases

The present sign-up bonus is not the one factor to like about this card. It is a terrific all-around possibility for small-business house owners due to its bonus spending classes and cellphone safety, main rental automobile protection (when renting for enterprise functions) and different journey and buy protections. You can even add worker playing cards to your account free of charge.

Learn our full evaluate of the Ink Enterprise Most popular Credit score Card.


Official software hyperlink: Chase Ink Enterprise Most popular Credit score Card with 100,000 bonus factors after you spend $8,000 on eligible purchases with the cardboard inside the first three months of account opening.


Marriott Bonvoy bank cards

THE POINTS GUY

For a restricted time, three Marriott Bonvoy playing cards are providing elevated welcome bonuses.

The Marriott Bonvoy Sensible is providing a welcome bonus of two free evening awards (as much as 85,000 factors every), whereas the Bonvoy Bevy and Bonvoy Enterprise are each providing 125,000 bonus factors. These presents finish Nov. 1.

Bonvoy playing cards typically supply a sure variety of free bonus nights and typically supply a set variety of factors because the welcome bonus. Earlier than benefiting from one, think about the worth you’ll get from free nights vs. bonus factors to find out which sort of bonus is best for you.

Additionally, test the Bonvoy bonus eligibility necessities earlier than making use of for any of those playing cards.

Learn extra about these presents right here.


Official software hyperlink: Marriott Bonvoy Sensible Credit score Card with a bonus of two free evening awards (value as much as 85,000 factors every)

Official software hyperlink: Marriott Bonvoy Boundless Credit score Card with a bonus of three free evening awards (value as much as 50,000 factors every)

Official software hyperlink: Marriott Bonvoy Bevy Credit score Card with a 125,000-point bonus

Official software hyperlink: Marriott Bonvoy Enterprise Credit score Card with a 125,000-point bonus


Hilton Honors bank cards

THE POINTS GUY

The Hilton Honors card lineup just lately underwent some main adjustments. As part of the refresh, the three private playing cards have elevated welcome presents, together with a best-ever supply on the Aspire. These presents finish Jan. 17.

At present, the Hilton Honors Amex is providing 100,000 bonus factors, the Hilton Honors Surpass is providing 170,000 bonus factors, and the HIlton Honors Aspire is providing 180,000 bonus factors.

If you happen to’re contemplating including considered one of these playing cards to your pockets, now could possibly be a good time to benefit from considered one of these elevated presents.

Learn extra concerning the Hilton card welcome presents right here.

The knowledge for the Hilton Honors Aspire Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.


Official software hyperlink: Hilton Honors American Specific Surpass Card with 170,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard inside your first three months of card membership

Official software hyperlink: Hilton Honors American Specific Enterprise Card with 130,000 Hilton Honors bonus factors after you spend $3,000 on purchases on the cardboard within the first three months of card membership

Official software hyperlink: Hilton Honors American Specific Card with 100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard inside your first six months of card membership


IHG One Rewards bank cards

THE POINTS GUY

Proper now, each the IHG Premier and the IHG One Premier Enterprise are providing a sign-up bonus of 140,000 bonus factors after spending $3,000 on purchases inside the first three months of account opening.

TPG solely values IHG factors at 0.5 cents every, that means these bonuses are value as much as $700. Whereas it isn’t as beneficial as others on this record, you can nonetheless get fairly just a few award nights for those who strategize neatly.

The playing cards even have comparable perks. With automated Platinum elite standing, you may get a 50% bonus on the bottom 10 factors per greenback you get as an IHG One Rewards member. The playing cards additionally confer further advantages, together with an annual award evening value as much as 40,000 factors, a fourth evening free on award stays and a 20% low cost while you purchase factors. Cardholders also can stand up to $100 in assertion credit towards a International Entry, NEXUS or TSA PreCheck software charge paid for with their card as soon as each 4 years.

The principle distinction includes incomes on the IHG Enterprise card, together with the extra bonus class of 5 factors per greenback on social media, search engine promoting, and at workplace provide shops.

For extra particulars, learn our full IHG Premier Card evaluate and IHG One Premier Enterprise Card evaluate.


Official software hyperlink: IHG One Rewards Premier Credit score Card with 140,000 bonus factors after spending $3,000 on purchases inside the first three months of account opening.

Official software hyperlink: IHG One Rewards Premier Enterprise Credit score Card with 140,000 bonus factors after spending $3,000 on purchases inside the first three months of account opening.


Bonus: Use the CardMatch device to search out even higher presents

As famous above, this record does not embrace all 100,000-point bonuses. And for those who’re fortunate, you would possibly end up focused for a welcome supply of as much as 150,000 factors on one other card within the CardMatch device (word that focused presents are topic to alter at any time).

The location takes some easy private data like your identify, handle and a part of your Social Safety quantity. It matches you with personalised card presents for which you may be eligible — with out a exhausting inquiry in your credit score report. These presents could be increased — typically a lot increased — than these out there via different public channels.

Backside line

The above presents are attractive, however do not forget that every issuer has its personal software guidelines. Be sure you’re at all times getting the highest supply while you apply for a bank card since you would possibly solely get one shot on the bonus on that card.

These playing cards providing 100,000-point bonuses (and extra) could possibly be value contemplating if you wish to enhance your rewards stability in a particular airline, lodge or issuer loyalty program.

For charges and costs of the Amex Enterprise Platinum Card, click on right here.
For charges and costs of the Marriott Bonvoy Sensible Card, click on right here.
For charges and costs of the Marriott Bonvoy Bevy Card, click on right here.
For charges and costs of the Marriott Bonvoy Enterprise card, click on right here.
For charges and costs of the Hilton Surpass Card, click on right here.
For charges and costs of the Hilton Aspire Card, click on right here.
For charges and costs of the Hilton Enterprise Card, click on right here.
For charges and costs of the Hilton Amex, click on right here.

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