A Information to Transferring Your Miles

First launched a couple of years again, Capital One lets you switch your miles straight to just about 20 particular airline and lodge packages. Meaning you may flip your Enterprise Miles into factors with Air Canada, Virgin Atlantic, Turkish Airways, and lots of extra. And normally, these miles switch switch on a 1:1 foundation.

That provides some very priceless methods to make use of your Capital One miles past the easy-to-use characteristic for overlaying journey purchases with miles. However sending miles to Capital One switch companions additionally comes with confusion. Are these transfers actually value it? How do they work? And when do you have to switch Capital One miles?

Let’s have a look.

18 Capital One Switch Companions at Your Fingertips

Earlier than we dive into the nuts and bolts of transferring factors, this is the way it works.

At present, you may switch factors out of your *capone enterprise*, *enterprise x*, and several other different playing cards out of your account straight to 18 airline and lodge packages.

Better of all, all however two switch on a 1:1 foundation, which means transferring 1,000 Enterprise miles will get you 1,000 airline miles in your account. Transfers to EVA transfer on a poorer, 2:1.5 foundation. Transfers to Accor are a worse deal but, with a switch ratio of two:1.

However for the overwhelming majority of the choices at your disposal, transferring miles is a fair commerce. For those who’ve bought 60,000 miles stashed away out of your Enterprise Card, you may simply get 60,00 miles with British Airways. Or 60,000 Air Canada Aeroplan factors. Or 60,000 Turkish Airways miles.

The place Can I Discover a Listing of All Capital One Switch Associate Choices?

This is the complete record of choices:

Program Sort Ratio Switch Time
Aeromexico Airline 1:1 Prompt
Air Canada Aeroplan Airline 1:1 Prompt
Air France/KLM Airline 1:1 Prompt
Avianca LifeMiles Airline 1:1 Prompt
British Airways Airline 1:1 Prompt
Cathay Pacific AsiaMiles Airline 1:1 As much as 5 enterprise days
Emirates Airline 1:1 Prompt
Etihad Airline 1:1 As much as 1 day
EVA Air Airline 2:1.5 As much as 5 enterprise days
Finnair Airline 1:1 Prompt
Qantas Airline 1:1 Prompt
Singapore Airline 1:1 Prompt
TAP Air Portugal Airline 1:1 Similar day
Turkish Airways Airline 1:1 Similar day
Virgin Pink Different 1:1 Similar day
Accor Resort 2:1 As much as two enterprise days
Wyndham Resort 1:1 Similar day
Alternative Accommodations Resort 1:1 Similar day

There are a couple of winners right here, whereas others won’t be value contemplating. We’ll go into which Capital One switch accomplice choices are your greatest bets in a bit.

Guide Direct or Switch? Do the Math

Now you realize the place you may switch these Capital One miles. However when do you have to, and is it deal? That is extra difficult.

You may e-book a flight on any airline by paying together with your Capital One Enterprise card, then utilizing miles to take away that cost out of your assertion. If you use miles this manner, you may get 1 cent for each mile. Meaning you may erase a $200 flight buy with 20,000 Capital One miles.

However these Capital One switch companions open up an alternative choice. And at instances, it may be way more priceless.

Learn extra: Save Factors When Reserving Flights – Switch Them to an Airline Associate

Let’s take a look at a cross-country flight from Minneapolis-St. Paul (MSP) to Paris-Charles de Gaulle (CDG) subsequent spring, when costs have been trying fairly excessive.

How A lot Can I Save Transferring Factors?


Flying nonstop on both Air France or Delta from Minneapolis to Paris, it’d value you a whopping $1,755 for roundtrip flights subsequent Might. Going the normal route, you possibly can e-book straight with Air France, cost it to your Capital One card, then return and take away the cost … however since each mile will get you 1 cent towards journey, it’d take 175,500 Enterprise Miles.

Or … you possibly can switch factors to Virgin Pink to e-book these very same Air France flights utilizing Virgin Atlantic Flying Membership. The price? Simply 30,000 miles and $88 in charges. On this case, transferring miles might prevent greater than 140,000 Capital One miles! 


It will not all the time work out so neatly. When money costs are low-cost, you are usually higher off reserving the flight, then going again to erase the acquisition. Every switch accomplice locations completely different values on completely different routes and redemptions, so you will not all the time get such an impressive deal as above. And you should discover the award availability to truly e-book these flights with miles by way of a Capital One switch accomplice.

We might do dozens of examples. But it surely boils right down to this: That you must do the mathematics to get probably the most out of your Capital One Enterprise miles. It should differ on a case-by-case foundation whether or not it’s higher to pay straight or make the most of a switch accomplice.

If there’s one common rule of thumb: Is the money fare low-cost? Did you discover an ideal deal on Google Flights or out of your Thrifty Traveler Premium membership and need to pay with factors? Your greatest wager might be reserving straight with the airline and utilizing your Capital One Enterprise miles to erase the acquisition out of your assertion.

If not, it’s value exploring switch companions to see if it can save you some factors. That is very true for those who’re curious about reserving a global flight in first or enterprise class, as Capital One has some companions that basically shine for these aspirational redemptions. 

The Finest Capital One Switch Companions

With almost 20 airline and lodge packages at your disposal, there are many choices to make use of your Capital One miles. Some are much better than others … and a few aren’t actually value contemplating in any respect.

This is a fast look at what we think about the most effective of the most effective.

  • Aeroplan is the airline program for Air Canada with a powerful award chart, and it’s a good way to e-book Star Alliance flights globally. That features United flights from the West Coast to Hawaii, enterprise class flights from the U.S. to Asia on glorious airways like EVA Air and ANA for as little as 75,000 miles every manner, and lots of extra. Learn our information to Air Canada Aeroplan!
  • You need to use Avianca Lifemiles to e-book Star Alliance companions like United, Lufthansa, ANA and lots of extra. It has award chart for home flights within the U.S. in addition to worldwide journeys. However higher but, they move on few charges and no gasoline surcharges, so the money value on an award ticket booked by way of Avianca will probably be low. For instance, you may e-book Lufthansa First Class between the U.S. and Europe for simply 87,000 miles every manner!


  • Flying Blue is the mixed mileage program for Air France and KLM, and it’s one other program value protecting in thoughts. FlyingBlue not too long ago adopted Delta’s lead and axed its award chart, implementing variable pricing for award flights. Maintain an eye fixed out for promo rewards flights, with huge reductions on flying between the U.S. and Europe.
  • After which there’s Singapore Airways. The world’s #1 airline, it’s bought the most effective enterprise class and top notch cabins – and the one method to e-book them is with Singapore miles.
  • Turkish Miles & Smiles is an actual hidden gem right here – and transferring Capital One miles is likely one of the few straightforward methods to earn them. You will not discover a cheaper method to get to Hawaii, as this system fees simply 15,000 miles roundtrip to fly United out to the islands and again – or 25,000 to do it in enterprise class. It is also bought one of many least expensive choices to get to Europe in Turkish Airways enterprise class, with flights that value simply 45,000 miles every manner. Simply beware: Turkish’s web site will not be really easy to navigate. Reserving these stellar rewards might require a telephone name.

Different mileage packages like British Airways, Cathay Pacific, Virgin Pink (the brand new loyalty program that features Virgin Atlantic), and Emirates have their place, too. Most of the different choices – particularly the lodge packages Wyndham and Accor – are pretty weak and customarily not value contemplating besides in area of interest conditions.

The way to Switch Capital One Companions’ Miles

Fortunately, Capital One has made transferring miles straightforward to navigate.

Begin by logging into your Capital One account both on a pc or on the cell app. On your house web page, you may see the variety of miles you’ve got earned listed, with an choice to redeem.


As soon as you’ve got clicked redeem, you may see a number of choices for utilizing your miles. You may e-book a flight, lodge, or rental automobile straight by way of the brand new and improved Capital One journey portal. You may cowl journey purchases together with your miles. Or, you may switch your miles to one in all their airline or lodge companions.


Select “Convert Rewards” and you may see the complete record of all Capital One switch accomplice choices. Choose which program you’d prefer to switch miles to and click on “Switch Miles.”


Oh, and look ahead to frequent switch bonuses to pick out Capital One switch companions. Each few months, Capital One will roll out a bonus of 15% to 40%, providing you with extra airline miles if you switch your Enterprise Miles to sure packages. For instance, Capital One not too long ago supplied a 20% bonus to Air France/KLM Flying Blue.


When you select your switch accomplice, you may get a immediate to enter your frequent flyer account data. Understand that the title in your Capital One account should match your frequent flyer account. So for those who’re hoping to right away switch factors to a pal or member of the family – even a certified person in your Enterprise X account, for instance – you are out of luck.

As soon as you’ve got linked your frequent flyer account, it is time to determine what number of factors to switch. Beware that Capital One might mechanically enter your entire accessible miles in that house, so tweak it as wanted.


You may have to switch at the least 1,000 miles at a time … however from there, you may switch in 100-mile increments. That is fairly good, because it means you may tailor your switch to nearly precisely what number of. Different packages like American Categorical Membership Rewards and Chase Final Rewards all the time require you to switch factors in increments of 1,000.

Simply keep in mind: These factors transfers are a one-way avenue. When you ship the miles to an airline accomplice, you can not get them again to your Capital One account. That makes it crucial to ensure the award flight you need to e-book is on the market earlier than you switch factors. Learn our information to discovering award availability to be sure you know the suitable instruments and techniques.

As soon as you’ve got hit full switch, you are executed! Capital One says most miles will deposit into your airline or lodge account throughout the identical day – and maybe instantaneously. Some others can take as much as 5 enterprise days.

The way to Earn Capital One Miles

The Capital One Enterprise X card would possibly simply be the most effective journey bank card we’ve ever seen.

The *enterprise x* is the financial institution’s very first premium journey card. Consider it as a souped-up model of the ever-popular Capital One Enterprise Rewards Credit score Card that’s chock full of additional advantages: Entry to Capital One Lounges and Precedence Cross lounges, a $300 annual journey credit score, a credit score for World Entry or TSA PreCheck, nice journey and rental automobile insurance coverage safety, factors and extra. The annual price clocks in at $395 a 12 months, however the advantages can simply outweigh that.

Right here’s the most effective half in regards to the card: You may at the moment earn 75,000 Enterprise Miles after spending $4,000 within the first three months. Contemplating you earn at the least 2x for each greenback you spend on the Enterprise X Card, you’ll earn a complete of at the least 83,000 Enterprise Miles.

In the meantime, the *capone enterprise* stays actually the most effective journey bank cards for rookies.

You earn 2x factors on each buy and even get a credit score that covers the price of World Entry or TSA PreCheck – all for a card with a $95 annual price.

However the true attract for rookies is the power to cowl journey purchases with miles. Simply cost any journey expense – flights, inns, Airbnbs, excursions, excursions, and so forth – to your Enterprise Card. Then return to make use of factors to wipe the price out of your bank card assertion.

Or, switch Capital One miles straight to one in all their 19 airline or lodge companions to maximise your miles. Capital One at the moment provides a welcome bonus of 75,000 miles when you spend $4,000 on purchases inside three months from account opening. This is the same as $750 in journey purchases or will be transferred for as much as 75,000 miles with accomplice airways or inns.

These nonetheless aren’t the one playing cards that may switch miles. You may as well switch miles from the no-annual-fee *capone ventureone* and the Capital One Spark Miles Choose for enterprise playing cards. The VentureOne card earns 1.25x miles per greenback spent on all purchases and the Spark Miles Choose card earns 1.5x miles per greenback on all purchases.

The VentureOne card has no annual price however provides decrease miles-earning alternatives: 1.25X miles on each buy. You may as well at the moment earn bonus_miles_full

Backside Line

Capital One has made transferring miles to their 18 airline and lodge companions extra priceless, with almost all transferring at a 1:1 ratio. However simply because you may, doesn’t suggest you need to.

Bear in mind to issue within the switch instances, use the suitable companions, and do the mathematics to be sure you’re getting probably the most out of these factors. Do it proper, and you may come out far, far forward by utilizing a few of these Capital One switch companions and factors.

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